![Bank Capital](https://img-cdn.financeunlocked.com/headers-images/euromoney/2.jpg?ik-sdk-version=javascript-1.0.3)
Glossary
Banking
Bank Capital
Bank capital represents the financial resources available to a bank to act as a buffer against unexpected losses. On a balance sheet, a bank’s assets must equal its liabilities plus its capital. Shareholders’ equity is made up of equity capital from shareholders plus retained earnings and other approved instruments.