Regardless of the industry that a public business operates in, it is likely to produce a large set of annual reports and accounts, which can seem incredibly daunting to look through. In this pathway, Ted explains the 5 key things you should look for in a Bank, Insurance company, and a Corporate's annual reports and accounts.
Watch all the videos and pass the test to obtain a certificate showing your completion of this Pathway. Certificates can be shared directly to your LinkedIn profile and social media accounts.
3 videos • 30 minutes
In this video, Ted outlines the 5 key things to look for in a bank’s annual report. These include: how a bank funds its loan book; the relationship between the amount of equity and the total assets of the bank; the relationship between net interest income and other income; the amount being spent on costs as a proportion of total income; and whether it is adequately providing for non-performing loans.
Ted Wainman • 09:01
In this video, Ted outlines the 5 key things to search for in an insurance company’s annual report. These are: The mix between the technical and non-technical profit; How the company uses reinsurance to allow them to write more business; The size of the claims reserve compared to the premiums; The amount of available capital; And lastly, the liquidity of the assets and hence the company’s ability to pay claims as they fall due.
Ted Wainman • 11:47
In this video, Ted outlines the 5 key things to look for in a company’s accounts. This includes: the net profit; the cash generated from trading operations; the affordability of its debt; liquidity; and the company’s commitments and contingent liabilities.
Ted Wainman • 09:42