James Eves

30 years: Equity capital markets

Career banker with over 25 years working in investment banking. James has worked in many aspects of banking including equity capital markets, origination, IPOs and hybrid capital.

Carl Fernandes

20 years: Financial services law & regulation

Carl is a partner in the financial services regulatory team at Linklaters. He has been a financial services regulatory lawyer for the last 20 years, practicing in both London and Hong Kong.

Lindsey Matthews

30 years: Risk management & derivatives trading

Lindsey runs Perfordiant, an investment risk and performance consulting firm. He has worked in financial markets since 1992. Lindsey became an MD in fixed income and equities, ran a Risk function, and was on the management team of an Asset Management fintech business. Lindsey is now a Visiting Fellow at the Henley Business School, and resides on the board of CFA UK.

Abdulla Javeri

30 years: Financial markets trader

Abdulla’s career in the financial markets started in 1990 when he entered the trading floor of the London International Financial Futures Exchange, LIFFE, and qualified as a pit trader in equity and equity index options. In 1996, Abdulla became a trainer for regulatory qualifications and then for non-exam courses, primarily covering all major financial products.

Michael Torpey

30 years: Treasury & banking

Michael began his career working with the Irish Finance Ministry. In 1992 he joined Irish Permanent Building Society as its first Treasurer and in 2000 became Finance Director at First Active. In 2010 he set up a specialist banking unit to lead the Irish State’s handling of the banking crisis. In 2013 Michael became Chief Executive of the Bank of Ireland until he retired in 2018.

Robert Ellison

20 years: Capital markets & banking

Rob has spent 20-years working in the city in a career spanning debt origination, debt syndicate and client coverage. Rob has worked at UBS Investment Bank and Lloyds Banking Group, and he is now one of Finance Unlocked's co-founders.

Prasad Gollakota

20 years: Capital markets & banking

Prasad has spent 20 years working in financial services, where he spent the majority of his time at UBS, with his last role there being Managing Director within the combined Debt and Equity capital markets business. Before joining xUnlocked, Prasad worked at an Infrastructure and Renewables advisory business, where he delivered projects such as financing the largest operational solar farm in Australia. Prasad is Chief Content Officer at xUnlocked, a B Corp best known for its flagship learning platform 'Sustainability Unlocked', serving global clients that include Santander, Airbus and the London Stock Exchange.

January Carmalt

20 years: Research & banking

January began her career in 1999 with Bank of America in Charlotte, NC. From the Credit Products team, she moved into fixed income bond research covering Telecoms and Financials. While in London, January focused on financial institutions bond research until her Director and head bond analyst role at Deutsche Bank. As of 2011, January has worked as a freelance writer.

Peter Eisenhardt

30 years: Capital markets & investment banking

Peter has over 30 years experience working in banking. He has held several senior positions in international investment banks. Peter is now the Secretary General of the International Council of Securities Associations

Nigel Owen

20 years: Debt capital markets

Nigel spent nearly 20 years in debt capital markets. During this time, he worked for The Royal Bank of Scotland, Royal Bank of Canada, and National Australia Bank. Nigel has moved across various teams including treasury, private placement, origination, and syndicate. He currently works for the National Australia Bank to run the new issuance desk in Europe.

Trevor Williams

25 years: Macroeconomist in banking

Trevor is a visiting professor at the University of Derby and an economic consultant. He is the author of several books and articles and is former Chief Economist of Lloyds Banking Group.

Aya Suzuki

15 years: Capital markets

Aya has spent 12 years at UBS Investment Bank. She started as a fixed income salesperson, covering institutional investors in Japan. In her second year, she moved to London and joined the Debt Syndicate desk within DCM, where she spent the following 11 years. There, Aya was in charge of origination, distribution and execution of private placements.

Bill Gallagher

30 years: Credit & banking

Bill spent over 25 years working in finance and advising corporations. He has experienced finance from legal, banking and corporate perspectives. Most recently, Bill has been a director of a Belgian-based company specialising in high voltage subsea cables and gas pipelines, and advises related companies on financing and M&A.

Farouk Ramzan

25 years: Senior executive in banking

A thirty year career in Investment and Commercial Banking in London and New York focused on Debt Capital Markets. More latterly Farouk was Head of European Commercial Banking for the Lloyds Group. Farouk now focuses on diverse projects where he can demystify complex financing structures with a much more interesting social impact crowd.

Iain Hoggarth

15 years: Risk & compliance

Iain has been in the banking industry for about two decades. He has spent a large part of his career in commercial and corporate finance in both the frontline and risk functions. Iain has worked for large banks, small funds and has spent time in consultancy.

Keith Mullin

35 years: Capital markets editorial

Keith is the founder and director of KM Capital Markets, a media and thought-leadership consultancy. He spent the past 35 years working in specialist capital markets media and has had a ring-side seat at all of the major market events. Prior to setting up KM Capital Markets in 2017, Keith worked at Thomson Reuters.

Kent Matthews

35 years: Professor in economics & finance

Kent is an academic who has studied at several institutions including the London School of Economics and the University of Liverpool. He is now a Professor of Banking and Finance at Cardiff Business School.

Kevin Gardiner

30 years: Macroeconomist

Kevin has worked in the city for over 30 years, with experience as an economist, investor strategist and chief investment officer. Kevin proudly coined the term "Celtic Tiger" used to refer to the Irish economy.

Moorad Choudhry

34 years: Banking and Capital Markets

Professor Moorad Choudhry is a non-executive director at two UK financial institutions, having worked in London since 1989. He has experience in wholesale capital markets, treasury, ALM, and balance sheet management. Moorad's most recent role was as divisional treasurer at the Royal Bank of Scotland. He has also worked with Europe Arab Bank, KBC Financial Products, and JP Morgan. He is the author of "The Principles of Banking," which is currently in its 2nd edition.

Nick Beeson

35 years: Credit & banking

Nick has nearly 35 years of experience in banking. He joined his current employer, Lloyds, in 2005 as Credit Director for Loan Trading. Nick has since undertaken a number of Credit Roles for the Bank. Nick has also worked in education and has lectured for numerous institutions.

Paul Taylor

35 years: Corporate banking

Paul has spent 35 years working in banking, almost exclusively in client facing roles. During that time, he has covered all customer segments from retail to global corporate, and has spent more than half of his career working on the Global Banks coverage team at Lloyds Bank. Paul recently worked in an advisory capacity for a small Fintech bank in the City.

Richard Boardman

20 years: Sales & Trading

Since joining the City as an underwriter, Richard has been fascinated by the connectivity and roles played by various parts of the Square Mile. He spent many years in asset management before moving into banking in various derivatives and solutions roles. Recently, Richard took a year out and worked with Finance Unlocked to spark further fascination and interest in finance.

Rob Baston

35 years: Securitisation

Rob has worked in banking for almost 40 years. He has spent the vast majority of his time in the industry at UBS, where he is now a Managing Director working on specific private projects for the firm and acting as a senior advisor. Prior to this role he ran the Capital Solutions team at UBS, advising European banks on placing AT1 and T2 capital, debt for equity recapitalisations and rights offerings. Prior to working in the industry, Rob completed his D. Phil in Mathematics at the University of Oxford.

Sharmila Whelan

20 years: Asian economics & policy

Sharmila is Deputy Chief Economist of Asionomics Group. A top ranked Asain economist with over 20 years experience analysing Asian economies and policy makers.

Ted Wainman

20 years: CA & educator

Ted Wainman trained and qualified as an Associate Chartered Accountant (ACA) with Ernst & Young before joining JPMorgan on the Investment Management side of the business. He since has over 17 years of experience in designing, developing and delivering financial & business skills training workshops for over 275 clients in more than 35 countries.

Tim Hall

30 years: Debt capital markets

Tim has nearly 30 years of experience in the international capital markets at major global institutions and has worked both on the buy-side and the sell-side. He has worked with numerous companies, banks and governments in developed and emerging markets on investment grade and high yield bond issues, from straight-forward to very complex acquisition/leveraged financings. Tim has also been on the board of a UK “challenger bank.” Tim has an MBA from the Wharton School, and is a CFA.

Tim Skeet

35 years: Debt capital markets

Banker with more than 35 years experience in the financial markets. Tim has been an ICMA board member and an ECBC steering committee member. Tim is a Freeman of the City of London.

Trevor Pugh

20 years: Trading & hedge funds

Trevor has worked in finance since 1995. He started his career in investment banking after studying Law at Cambridge and taking a Masters Degree in Financial Services from University College Dublin. Trevor spent 18 years at Barclays investment bank where he became a Managing Director and head of Gilt trading. He currently works as Chief Operating Officer for a hedge fund.

Rupert Walford

25 years: Capital markets

Rupert has over 25 years of experience in the financial services industry working mainly in international capital markets. He is currently a Managing Director at RBC Capital Markets in London responsible for ECM Execution and Healthcare ECM and Corporate Broking in Europe. Rupert was previously at Linklaters for 8 years, at UBS Investment Bank for 9 years as Head of Global Capital Markets Legal and as a member of UBS's ECM Execution team and subsequently at Deutsche Bank in Compliance covering ECM and Corporate Broking. Rupert has extensive experience in a wide range of investment banking transactions in EMEA, predominantly in the emerging markets and in particular Russia. He is also a qualified lawyer.

Thanos Papasavvas, CFA

30 years: Asset management

Thanos is the Founder and Chief Investment Officer of ABP Invest, which he established in 2015 to provide strategic outlook and research on geopolitics, economics, markets and FX for financial and non-financial institutions. Prior to founding ABP Invest, Thanos worked at Credit Suisse Asset Management, Investec Asset Management and the UK Government Economic Service.

Chris Blake

Director

Chris Blake holds a degree in Economics and Government from the London School of Economics. He is responsible for helping HSBC professionals understand balance sheet risk and return. He has previously worked as a risk specialist in ALM for the FSA. Prior to that, he worked as a money market and interest rate derivatives trader for Investec. Chris is also the Co-chair and Education Director of the UK Asset and Liability Management Association.

David Stunell

30 years: Treasury & ALM

David is a senior CFO, treasury and financial markets director and consultant, operating at the executive/board level. David started his career at Yorkshire Bank before working his way through the treasury departments of several leading banks including Lloyds Banking Group, NatWest, and Williams & Glyn. He now holds several advisory roles and non-executive director positions.