Introduction to Bank Analysis II
In this second part of the two part series, January explains how to look at an income statement to determine a bank's profitability.
Overview
A bank’s income statement can appear complicated at first glance. However, it can be very simply analysed with an understanding of the operations and goals of a bank. Important measures include net interest income and loan loss provisions.
Key learning objectives:
Explain what a bank’s income statement consists of
Be able to understand the meaning of its line items
Summary
Expert
January Carmalt
January began her career in 1999 with Bank of America in Charlotte, NC. From the Credit Products team, she moved into fixed income bond research covering Telecoms and Financials. While in London, January focused on financial institutions bond research until her Director and head bond analyst role at Deutsche Bank. As of 2011, January has worked as a freelance writer.
