Introduction to Insurance Funding and Capital Ratings I

Introduction to Insurance Funding and Capital Ratings I

In this video, Gurdip describes how the Financial Strength Rating is used as an anchor rating and why there is often a rating differential between the holding company and its subsidiaries.
Overview

The Financial Strength Rating is used as anchor rating to derive the senior unsecured bond rating, subordinated debt rating and hybrid capital rating. The Financial Strength Rating itself is based on the rating agency criteria.

Key learning objectives:

  • How is financial strength rating used as an anchor rating?

  • Why is there often a rating differential between the holding company and its subsidiaries?

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Summary
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Expert
Gurdip Dhami

Gurdip Dhami

Gurdip has 25 years of experience in the financial services industry. He has had roles in corporate treasury, risk management, debt capital markets, debt advisory, ratings advisory and financial reporting. During this time, Gurdip has worked at Standard Chartered Bank, JPMorgan and RBS. He is currently a Non Executive Director, writer and trainer.

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