Introduction to Green and Energy Efficient Mortgages
In the second video of this four-part video series, Luca explores the role of energy-efficient mortgages in reducing the pollution caused by inefficient homes. He further talks us through how ‘green mortgages’ work, what requirements are needed, and how these loans can be used to make homes more efficient.
Overview
Energy efficient mortgages have the potential to significantly reduce the energy consumption and emissions of residential properties. To help increase awareness of the products, industry initiatives such as the Energy Efficiency Mortgage Initiative are promoting the use of an Energy Efficient Mortgage Label with the aim of promoting consumer interests, helping with regulatory compliance and investor transparency due diligence.
Key learning objectives:
Learn how energy efficient mortgages can be used to ‘green’ homes
Define the role of the Energy Efficiency Mortgage Initiative and the Energy Efficient Mortgage Label
Summary
Expert
Luca Bertalot
Luca Bertalot is Secretary General of the European Mortgage Federation - European Covered Bond Council (EMF-ECBC), a market platform supporting market participants on all issues relating to the retail and funding sides of the mortgage business. Luca joined the EMF-ECBC in 2006, becoming Head of the ECBC in 2007 and Secretary General in June 2014. Prior to this, he worked as a financial analyst at Fondazione Censis - Centre for Socio-Economic Studies and Policies, Gentiloni Silveri & Partners Consulting, a law firm, and in the Italian Ministry of Foreign Affairs. Luca also worked as a consultant in several World Bank’s missions on Housing and Capital Markets issues in Morocco, Brazil and South Africa. Luca holds a degree in Economics and Financial Markets from the University of Rome, Tor Vergata. He also studied at the University of Mannheim, Germany, and at the Wharton School - University of Pennsylvania, in the United States.
