Qualitative Insurance Company Credit Rating Factors

Qualitative Insurance Company Credit Rating Factors

Gurdip Dhami

25 years: Treasury & ratings

In the third video of his series on ‘Insurance company credit factors', Gurdip explains the rating factors - reserve adequacy, market position, business risk and diversification,  governance and management, risk management, and reinsurance and catastrophe risk.

In the third video of his series on ‘Insurance company credit factors', Gurdip explains the rating factors - reserve adequacy, market position, business risk and diversification,  governance and management, risk management, and reinsurance and catastrophe risk.

Join now to start learning today

Finance Unlocked is the video learning platform built for finance professionals.

This content is also available as part of a premium, accredited video course. Sign up for a 14-day trial to watch for free.

Qualitative Insurance Company Credit Rating Factors

18 mins 2 secs

Overview

Reserve adequacy, market position, business risk and diversification, governance and management, risk management, and reinsurance and catastrophe risk. Usually market position and business risk tend to be rating drivers. For some P&C insurers reserve adequacy may be more prominent depending on the type of business written.

Key learning objectives:

  • Define the rating factors for the adequacy of the reserve

  • Explain the Risk of Business and Diversification and role of Governance and Management.

  • Explain the role of risk management

  • Define Reinsurance and Catastrophe Risk

  • Explain the value of the insurance company\\\'s market position in a dynamic environment.

Book a demo to access

This content is also available as part of a premium, accredited video course. Sign up for a 14-day trial to watch for free.

Summary
logo-animationlogo-animationlogo-animation

Book a demo to access

This content is also available as part of a premium, accredited video course. Sign up for a 14-day trial to watch for free.

Expert
Gurdip Dhami

Gurdip Dhami

Gurdip has 25 years of experience in the financial services industry. He has had roles in corporate treasury, risk management, debt capital markets, debt advisory, ratings advisory and financial reporting. During this time, Gurdip has worked at Standard Chartered Bank, JPMorgan and RBS. He is currently a Non Executive Director, writer and trainer.

Related videos